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Personal Financial Management. Financial Strain. Buying Impulsiveness. Scales’ Validation.

How to Cite

Veiga, R. T., Parreira de Avelar, C. F., Cunha Moura, L. R., & Higuchi, A. K. (2019). VALIDATION OF SCALES TO RESEARCH THE PERSONAL FINANCIAL MANAGEMENT. Review of Business Management, 21(2), 332–348.



Purpose – The paper describes the test of preexistent scales to measure behaviors of personal financial management, buying impulsiveness and financial strain


Design/methodology/approach – From the back translation of scales published in English, an empirical research was carried out to certify the reliability and validity of these instruments. A survey through the internet was carried out with 195 respondents (postgraduate students and teachers from five Brazilian states, connected to business administration courses).


Findings – The scales are reliable and showed construct validity. In the examination of scales’ nomological validity, there is a negative relation between  buying impulsineness and financial management. Financial manegement has a negative effect on financial strain, and partially mediates the positive relationship between impulsiveness and financial strain.


Originality/value – Results motivates the use of the scales in order to evaluate this trait of personal competence, supporting programs of financial education and the marketing planning of credit institutions.
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