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Abstract
Purpose – The paper describes the test of preexistent scales to measure behaviors of personal financial management, buying impulsiveness and financial strain
Design/methodology/approach – From the back translation of scales published in English, an empirical research was carried out to certify the reliability and validity of these instruments. A survey through the internet was carried out with 195 respondents (postgraduate students and teachers from five Brazilian states, connected to business administration courses).
Findings – The scales are reliable and showed construct validity. In the examination of scales’ nomological validity, there is a negative relation between buying impulsineness and financial management. Financial manegement has a negative effect on financial strain, and partially mediates the positive relationship between impulsiveness and financial strain.
Originality/value – Results motivates the use of the scales in order to evaluate this trait of personal competence, supporting programs of financial education and the marketing planning of credit institutions.
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