Veiga, R. T., C. F. Parreira de Avelar, L. R. Cunha Moura, and A. K. Higuchi. “VALIDATION OF SCALES TO RESEARCH THE PERSONAL FINANCIAL MANAGEMENT”. Review of Business Management, vol. 21, no. 2, Apr. 2019, pp. 332-48, doi:10.7819/rbgn.v21i2.3976.